New Texas Study: 6 Figure Incomes Essential To Secure Comfort

Georgetown, Texas is one of our family's favorite communities to visit in Central Texas due to its perimeter proximity to Austin proper, and allows for us to enjoy a lot of the shopping them city folk have available like a $500 trip to Costco. Probably one of the reasons we can "afford" that trip is because we are not paying the same property taxes, sales taxes, and mortgages that come with living in a bedroom community of a major urban areas.

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A lot of people talk about the differences between living comfortably, reasonably, and just plain trying to hold on survive in the Lone Star State. Depending on when you bought your home, where it is located, and how much your mortgage rate is, three different families, bringing in basically the same income, can all be experiencing three completely levels of comfort, or even not be comfortable at all.

Texas Comfort Index: Families Need $200K+ In Combined Income

According to this new study conducted by Smart Asset, to live comfortably in Texas, basically having enough money that you do not sweat the small financial setbacks that can befall you at any given time, both parents need to be making six figure salaries, or one needs to be bringing home over $200K.

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What's wild about that figure is that is what is needed to live comfortably for a family of four, and Texas is the 11th cheapest state in the United States. If you are living by yourself in Texas, you can slide by on only about $90,000, but the number is only going to grow as the population of places like Georgetown and Killeen grow.