If you grew up as I did, you or someone you knew had knowledge of a grown parent with bad credit, so they put the phone or utility bill (or damn it both) in their child's name.

(Yes this happens)

Illegal?

Definitely.

But that does stop people from doing it now, does it?

Of course, I'm not gonna give you my credit score and Social Security Number, but I'll be honest I need a litttttttle help getting this thang up.

And then I took it to facebook.

I got a lot of helpful tips, as I read the comments I figured this would be good to share for those who have no idea what to do to improve your credit score.

Kudos to all that give me tips, hope this helps you!

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